Does Health Insurance Pay for Hospital Inpatient Substance Abuse Treatment?


Created On: Monday, 21, October 2019
Modified On: Wednesday, 13, November 2019

State and federal authorities are doing what is possible to make more treatment options available via Medicaid and Medicare for Americans. Because of the ongoing opioid epidemic, more people are searching for help for their addiction. Addicts who are abusing opioids are also requiring more emergency services because of their addiction. Hospital inpatient services are becoming more accessible via Medicaid and employer-based health insurance plans. Health insurance does help pay for hospital inpatient treatment. However, many health insurance providers are still only covering the cheaper outpatient option. You should contact your insurance provider to find out what the extent of your coverage is.

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Private health insurance providers may cover some or all the cost of hospital inpatient treatment. You can often contact the facility administration to find out what health insurance is accepted. Because this is often under emergency situations it will be important to know what your insurance coverage is like. Health insurance plans are all different, and the extent of coverage is set with Medicaid but varies for private insurance depending on what is paid. Hospital inpatient programs are important treatment methods used to help addicts with difficult medical conditions because of their addiction. The length of stay at a hospital inpatient program will depend on the severity of the addiction and other medical issues.